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Loans Up To £35,000

See a personalised loan rate before you apply

We've been voted UK’s Best Personal Loan Provider for the last 12 years running

Low rate loans from

6.9 % APR

Representative on £7,500 to £25,000 over 5 years

Representative on £7,500 to £25,000 over 5 years

Your goals deserve a personalised rate

Check yours now with no impact on your credit file, and turn life's possibilities into your reality sooner.

Whether it's that kitchen renovation you've been dreaming about, a well-deserved holiday, or upgrading your wheels, we get it – sometimes you need a financial boost to make your important things happen.

Our award-winning loans are designed to be kind to your wallet, starting from just 6.9% APR Representative. Apply direct to check your eligibility and get access to our maximum loan amount.

Because of this we’ve been named The UK’s Best Personal Loan Provider by YourMoney.com, for the last 12 years.

Check my personalised rate

Bills. Birthdays. Boiler. Broadband. Buzzing phone. 9 tabs open. Bigger worries. Coughing car. Leaking loft. Savings slowing. Delayed dreams.

When you're tumbling through the to-do list of everyday life. APR, repayments, rates, reality - it all starts to blur.

But that's where we step in... to bring calm.

Check my personalised rate

Bills. Birthdays. Boiler. Broadband. Buzzing phone. 9 tabs open. Bigger worries. Coughing car. Leaking loft. Savings slowing. Delayed dreams.

When you're tumbling through the to-do list of everyday life. APR, repayments, rates, reality - it all starts to blur.

But that's where we step in... to bring calm.

Check my personalised rate

 

Remember, the rate you are offered may vary due to personal circumstances and loan amount. The majority of our customers receive the advertised rates. A loan of £7,500 over 5 years: rate of interest 6.9% (fixed), 6.9% APR Representative, monthly repayment of £147.44, total repayment of £8,846.40. All loans are subject to status.

Keeping your credit safe!

Looking for the best personal loan option shouldn’t mean taking risks with your credit file.

That’s why we use a soft search process, allowing you to see your rate and monthly repayments before making a decision. This doesn't affect your credit file or your ability to get approved elsewhere.

Remember, applying directly with us also gives you access to our maximum loan amount of £35,000. So why wait?

If you're looking for a simple and straightforward loan, combined with great award-winning service, then you've come to the right place.

Check my personalised rate

Make important things happen

We know all plans are personal. Get a straightforward loan from start to finish. Simply borrow the money you need and spread the monthly repayments over a timeframe that suits you.

We've combined a quick and easy online application process with outstanding levels of customer service. That's why we're consistently voted the UK's Best Personal Loan Provider and lent our customers over £3 billion last year.

Plus, apply directly with us to get access to our maximum loans.


Get there sooner with Novuna

Whatever the project or purchase, we have the perfect loan option for you.

Personal Loan

Personal Loans

Need a low-rate personal loan? You could borrow between £1,000 and £35,000 over 2 to 7 years.

Unsecured personal loans >

Car Loan

Car Loans

With our car finance, funds could be in your bank within 2 days (excluding weekends and Bank Holidays).

About our car finance >

Home Loan

Home Improvement Loans

Looking to turn your house into a dream home? Our low interest home improvement loans could help.

Convert, extend or improve >

Small Loan

Small Loans

A small loan that’s big on value. Borrow £5,000 to £7,499, with one of the best rates on the market.

What is a small loan? >

Check your eligibility with no impact on your credit file

It only takes a few minutes to check your personalised rate with us – and it won’t impact your credit. We'll run a soft search first, so you’ll get an instant decision on your eligibility before you apply. It’s 100% paperless and commitment-free, giving you clarity and confidence from the start.

Check my personalised rate

Join our 5 million happy customers

Our customers trust us to put them first – and we do. That’s why we’ve achieved an average customer satisfaction score of 4.9/5 stars for the last 5 years running. Check out just some of the 6,000 five-star reviews we’ve been given in the last 12 months alone.


Looking for our best loan options?

You’ve come to the right place. Applying directly means you could borrow up to £35,000 (that’s more than via price comparison sites!) and get access to our low rate which starts from just 6.9% APR Representative (£7,500-£25,000). Plus, if you already have a loan with us, you could apply to borrow more and get access to our low rates too.

Novuna Personal Finance is one of the UK’s leading financial services companies, helping customers like you reach their goals for over 40 years. We make borrowing money simple and straightforward. And we combine it with outstanding customer service.

Feefo Platinum Trusted Service 2026

Feefo Platinum Trusted Service

We are proud to be an official Feefo Platinum Trusted Service for 2026

Best Personal Loan Provider YourMoney.com

Best Personal Loan Provider

Named 'Best Personal Loan Provider' by YourMoney.com for the last 12 years

Best Personal Loans Lender Personal Finance Awards

Best Personal Loans Lender

We won 'Best Personal Loans Lender' at The Personal Finance Awards yet again

We're on track to make important things happen

On track to make important things happen

As one of the UK's most successful and trusted financial services providers, we're proud to announce that Novuna is now the Title Partner of the Great Britain & Northern Ireland Athletics and Para Athletics team. Because the dedication, teamwork and drive of these world-class athletes mirrors the approach we take to everything we do as a business. Learn more here

As one of the UK's most successful and trusted financial services providers, we're proud to announce that Novuna is now the Title Partner of the Great Britain & Northern Ireland Athletics and Para Athletics team. Because the dedication, teamwork and drive of these world-class athletes mirrors the approach we take as a business.
Learn more here


How can we help?

Visit our FAQs

Our FAQs cover everything you need to know about managing your account, from how to make payments to resetting your online login details.

Read the FAQs

Read our latest articles

You'll find personal loan insights and money management guides on our Hints & Tips page, or sign up to our newsletter to get the latest articles delivered straight to your inbox.

 

Latest articles

Speak to us

Our UK-based Customer Experience team are available 9am to 5pm, Monday to Friday (excluding bank holidays).

 

Call 0344 375 5500
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