Existing Novuna Personal Finance customers
Firstly, thank you for choosing Novuna! We’re proud to play a part in you achieving your goals.
Find out how to manage your loan and the best ways to get in touch with us if you need more information or support.
Control your loan
You can manage almost all aspects of your loan online. It’s quick and simple to register. Once logged in, you’ll be able to check your balance and transaction history, update details, get a settlement quote and much more.
Download our app
Look after your loan on the go with our handy app, which features all the functionality of our online account management system. Get everything you need at your fingertips, from making payments to messaging our team.
Top up your loan
Current customers may be eligible to borrow more. Either replace your existing loan with a larger one or take out a second loan for the extra money you need. Compare the cost of both options with no impact on your credit score.
Get in touch with our team
Our team are on hand to help with almost any query. Call them on 0344 375 5500 (lines open Monday to Friday, 9am to 5pm) or email them here.
Need extra support?
You may need some additional help while you have a loan with us. Whether you're experiencing money worries, challenging personal circumstances, an unfortunate bereavement or unexpected life event, we're here to support you.
Get in touchFAQs for existing customers
- Can I manage my account online?
- I’m having problems logging into my online account
- Can I make extra payments?
- How do I see how much I have left to pay?
- How do I make payments?
- How do I update my Direct Debit details?
- What can I do if I can’t afford my repayments anymore?
- How do I sign my loan agreement?
- Is there a cooling off period?
- How do I get a settlement figure?
Can I manage my account online?
Yes, you can make payments, send secure messages, check your balance, change your monthly payment due date and much more. You can download the app via App Store or Google Play. Alternatively, you can login via a browser.
I’m having problems logging into my online account
Information about our new PIN feature
Following customer feedback, we have introduced a 6 digit PIN to help you log into your account instead of using a memorable word.
You can still use the characters from your memorable word to log into your account and then change over to a PIN via the 'My Profile' page.
When setting your PIN, try to avoid easy sequences like 123456 or 111111.
If you have forgotten any of your login details then you can reset them using the link below.
You will only receive an email if the address entered matches that on your account, please check your junk folder too. If the email isn't in there and hasn't arrived after 20 minutes, please get in touch.
If you’re struggling to find your agreement number, it is noted near the top of some of the correspondence you've received from us about your agreement, such as your welcome email or an annual statement. Additionally, if you have a direct debit set up your agreement number is shown in your direct debit reference on your bank statement.
Can I make extra payments?
Yes. Simply log into your account and select 'Make a Payment' from the menu list then enter the amount you would like to pay.
Payments higher than your monthly repayment will be deducted from the outstanding balance without affecting your monthly payment. Amounts less than your monthly repayment will reduce your next Direct Debit.
How do I see how much I have left to pay?
You can view your remaining balance and when your final payment is due by logging into your account.
How do I make payments?
We will take your scheduled payment through Direct Debit on or around your due date each month until your agreement is completed. Once we have taken your final payment, we will stop requesting the Direct Debit.
How do I update my Direct Debit details?
You can update your details including your due date online or via the app by logging in and selecting ‘change Direct Debit’ from the options.
If, at the time of your Direct Debit is in the process of taking your next payment, it will not be possible to update your Direct Debit details straight away.
Please note: We cannot accept a Direct Debit Instruction from a company bank account
What can I do if I can’t afford my repayments anymore?
We understand circumstances can change and once we know more about your personal and financial situation, we can look at other options available to you.
We may also need additional information about your situation to ensure the most suitable arrangement is put in place.
If you feel as though you need further support, there are plenty of debt charities and not-for-profit organisations who will be able to provide financial advice such as the ones listed below:
- StepChange Debt Charity
- National Debtline
- Citizens Advice Bureau
- Money Advice Service
How do I sign my loan agreement?
You can sign your loan agreement online using our e-signature service, this is a fast and simple way of signing your agreement and enables us to get the funds to you as quickly as possible.
If you have not signed your agreement within 30 days, your loan offer will expire, and another application will need to be submitted.
Is there a cooling off period?
Yes, you have 14 days to withdraw the agreement. If you don’t wish to continue, please call our Customer Service Team on 0344 375 5500 within this time period or we'll assume you're happy with everything and you will be bound by the terms of your loan.