What is a payment hold? Back
We may be able to put your agreement on hold for 30 days if you are unable to make your next payment or are in arrears. This option is most suitable for those who need some time to think about their options and seek debt advice.
Breathing Space may also be requested by a Debt Advisor on your behalf, which will place your account on hold for up to 60 days. You will need to seek independent debt advice from an organisation like StepChange to explore this option.
Please note that a payment hold will affect your credit file.