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Conservatory Finance and Loans

Is it time for a loan to brighten up your home?

Low rate loans from

6.9 % APR

Representative on £7,500 to £25,000

Representative on £7,500 to £25,000

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Add space and value to your home with conservatory finance

If you’re looking to borrow money to add a new conservatory or just upgrade an existing one, our low APR loans could help you turn those blueprints into a reality without the upfront costs.

  • Rates from 6.9% Representative (£7,500-£25,000)

  • Repay your loan over as long as 7 years

  • We've 40 years experience financing home extensions

  • Choose the date your repayments are made

  • No hidden charges or arrangement fees

  • The UK’s Best Personal Loan Provider for 10 years running

Conservatory Finance Calculator

Find out how much our loan could cost each month and in total based on our representative APR. Simply change the amount you wish to borrow or the loan amount to get an instant result.

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A loan of £7,500 over 5 years: rate of interest 6.9% (fixed), 6.9% APR Representative, monthly repayment of £147.44, total repayment of £8846.40

Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £244.09 per month with our maximum 34.9% APR Representative when you borrow £7,500 over 5 years*.

The maximum APR you could be offered when you borrow other loan values is 36.4%*. All loans are subject to status.

*Only for applications carried out directly via the Novuna Personal Finance website

Why choose us for conservatory finance?

A conservatory is a great way to add space, natural light and value to your property, but the upfront costs can add up. Whether you’re building or renovating, we offer a range of conservatory finance options to help you get started.

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How to apply for conservatory finance

Applying for conservatory finance with us takes just 10 minutes and you’ll get an instant decision. Whether you need to fund a brand new build or just refurbish your current one, our loans can help, with amounts from £1,000 to £35,000 and terms from 2 to 7 years to suit a wide range of budgets.

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Conservatory finance summary

What is conservatory finance?

Conservatory finance is a type of unsecured personal loan designed specifically for building a new conservatory or giving your old one a new lease of life with an upgrade.

Depending on the type of conservatory you choose, the overall cost may include interior design, contractor fees and building materials, which can quickly add up. With an unsecured home improvement loan from Novuna Personal Finance, you can get your conservatory project off the ground without having to pay for everything up front.

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If you’re thinking of adding a conservatory to your home, renovating an existing one, or even installing a replacement conservatory roof, you’ll have several options when it comes to financing your project. At Novuna Personal Finance, our conservatory finance enables you to borrow the money you need to cover the full cost of materials and labour at a pre-agreed fixed monthly cost and for a term that suits you.

We’ve made it easy to apply for conservatory finance online too. Our application takes just 10 minutes and you’ll get an instant decision. Once approved the money could be in your account within 48 hours, so you can get your project off the ground as soon as possible, then repay the loan in manageable monthly payments.

As well as creating extra living space for you and your loved ones, installing or renovating a conservatory can also add value to your home.

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You can use conservatory finance for projects of all sizes, from adding a new roof to updating your heating system and more. With Novuna Personal Finance, you can borrow £1,000 up to £35,000 so the possibilities are endless when it comes to your extension plans. Here are a few types of house extensions you could fund with a home improvement loan from us...

  • Conservatory and orangery loans
    Installing a conservatory or an orangery can add extra space and more natural light to your property. With the current interior design trend of bringing the outside in, these external glass structures are an increasingly popular extension option.

  • Upgrade your roof
    Replacing an old roof with a solid tile alternative will help retain all warmth in the winter, maintain a cooler temperature during the summer and make your conservatory look more like part of your home rather than a ‘bolt-on’ extension.

  • Add new windows and doors
    Fitting new double or triple glazing with a high-performance coating will increase energy efficiency, control extreme temperature fluctuations and prevent harmful UV rays coming in.

  • Insulation
    Make your conservatory an all round useable space in your home with new insulation. 

  • Heating
    Whether you're thinking of adding in new radiators or under floor heating, keep your conservatory warm during the colder months with a good quality heating system.
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A conservatory provides homeowners with additional space on the ground floor a light-flooded room to enjoy a sense of the outdoors all year round. With both these features ranking highly on the priority list for buyers, it’s no surprise that a conservatory addition can add considerable value to your home.

According to PropertyPriceAdvice.co.uk, a new conservatory could be well worth the investment, delivering a home value increase of up to 10%. This figure varies depending on the quality of the conservatory installed and the type and location of property.

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Conservatory finance FAQs

Will a conservatory increase council tax?

As the law stands, a conservatory or extension will not increase your council tax while you’re still living at the property in question. Any changes that may affect your council tax band will be assessed when the property is sold. This means that as long as you stay in your property, your council tax rate will not increase due to a new conservatory or extension.

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Do I need conservatory planning permission?

Single-storey extensions and conservatories are both defined as permitted developments. This means you don’t require planning permission, but you will need to follow building regulations to ensure that your new structure is compliant.

There are certain rules, for example, if the new conservatory covers more than 50% of the area around the house, you will need to apply for planning permission, but generally conservatories do not exceed these limits. Other exceptions that require planning permission include extensions on listed buildings and properties in designated areas.

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What is the maximum amount I can borrow?

With a loan from us, you can borrow funds up to £35,000 and repay this over 2 to 7 years.

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