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Exclusive loans of up to £35,000
Access our largest loans by coming direct
Low rate loans from
6.9 % APR
Representative on £7,500 to £25,000
Representative on £7,500 to £25,000
Borrow up to £35,000 when you apply directly with Novuna
You won't get access to our largest loans anywhere else. Applying directly allows you to borrow our maximum loans of up to £35,000 and because you'll benefit from our lowest possible rate available, these are currently the best offers we have for those with big plans.
Not only do our loans start from just 6.9% APR Representative (£7,500-£25,000), you'll also recieve all the award-winning service you've no doubt come to expect from us.
How to borrow up to £35,000
For milestone events, big projects and once-in-a-lifetime experiences, a large loan could be just what you need. Borrow the amount you need and pay your loan back over a series of fixed-rate monthly instalments.
It takes just minutes to apply online, and you’ll get an instant decision on your application.
Just remember, you'll need to apply directly with Novuna to unlock any loan amount larger than £25,000.
If accepted, once you’ve read and signed your credit agreement, the money could be with you in just two working days.
What can I use a large loan for?
You can use a personal loan for almost anything, so get dreaming! Just picture the perfect car in your driveway, jetting off on an around-the-world trip or relaxing in your newly-renovated home.
Whatever your ambitions, our exclusive Novuna Personal Finance large loans could help.
You’re on track to get your dream car
Are you ready to choose a new vehicle? Give our personal loans a spin.
Add value to your home
Redecorate your home from top to bottom or boost your funds for a loft conversion or house extension.
A wedding you’ll never forget
The average wedding costs around £20,000, so don't miss your chance to walk down the aisle in style.
Make unforgettable memories
Ready to travel the world or tour Europe in your newly-renovated campervan?
Representative Example:
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A loan of £7,500 over 5 years: rate of interest 6.9% (fixed), 6.9% APR Representative, monthly repayment of £147.44, total repayment of £8846.40
Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £244.09 per month with our maximum 34.9% APR Representative when you borrow £7,500 over 5 years*.
The maximum APR you could be offered when you borrow other loan values is 36.4%*. All loans are subject to status.
*Only for applications carried out directly via the Novuna Personal Finance website
Please enter a loan amount using the plus or minus keys or by typing into the field.
To make things a little easier for you to find the right loan amount and term, please note:
- The loan amount should be between £1,000 and £35,000 only
- You can borrow between £1,000-£7499.99 over a period of 2 to 5 years only (24 months to 60 months)
- You can borrow between £7,500-£25,000.99 over a period of 2 to 7 years only (24 months to 84 months)
- You can borrow between £25,001-£35,000 over a period of 4 to 5 years only (48 months to 60 months)
You can enter a loan amount using the plus and minus keys or by typing into the field
Why choose Novuna Personal Finance?
Taking out a large loan is a big financial decision, and you'll want to make sure you choose the right personal loan provider. Here are just some of the reasons to choose us...
Your FAQs answered
Can I get a £35,000 loan?
If you meet the below criteria, you’ll be eligible to apply for up to £35,000 - but only if you apply directly with Novuna Personal Finance. You must:
- Apply via the Novuna Personal Finance website, app or by calling our loans team on 0343 351 9112
- Be aged 21 or over
- Have a bank or building society account
- Have an annual income of at least £10,000
- Be a permanent UK resident (we’ll need to know your address history from the last three years)
- Be in permanent paid employment, self-employed or retired with a pension
- Have a good credit history
Please don't make additional applications within quick succession of each other as this could impact your likelihood of acceptance. If you already have an existing personal loan application, but it no longer meets your requirements, you’ll need to contact our Loans team on 0343 351 9112 rather than making an additional application.
Is a large personal loan unsecured?
Our large loans are unsecured, so you won’t need to put up your house or car as collateral. Instead, we’ll make a decision on your application based on your personal circumstances, credit history, loan amount and term.
With an unsecured loan, you won’t be in danger of your assets being repossessed if you fail to make your repayments. Any missed payments will be recorded on your credit report, though, making it more difficult and perhaps more expensive to borrow in the future.
Find out more about the differences between unsecured and secured loans here.
How much will my loan payments be?
Your monthly repayments will depend on how long you’ve taken the loan out for, and the interest rate you’re offered. The interest rate will remain fixed throughout your loan term, so you’ll pay the same amount every month. This can make it easier to manage your monthly outgoings.
To help you get a more accurate idea of how much a £35,000 loan might cost each month, please head to our loan calculator.
Remember - you can get access to our lowest rate when you apply with us direct, starting from just 6.9% APR Representative (£7,500-£25,000).
Looking for more information? Read our personal loan guides
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