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Leisure Loans
Our loans can help make the memories you'll treasure
Low rate loans from
6.9 % APR
Representative on £7,500 to £25,000
Representative on £7,500 to £25,000
Explore ways to boost your budget with leisure finance
Make memories sooner with a leisure loan from Novuna Personal Finance. Whether you aspire to travel the world, plan an unforgettable wedding day, renovate your own campervan or simply set the wheels in motion for a new bike, leisure finance can help you meet your goals.
Choose your leisure loan now
Say 'I do' to stress-free weddings
With our quick and easy wedding loans, you can boost your budget for the big day.
Treat yourself while travelling
From a family trip to a honeymoon you’ll never forget, holiday finance could make jet-setting more affordable.
Take off if the mood takes you
Buy a caravan or campervan to suit your lifestyle with our low-rate caravan loans.
Representative Example:
Monthly repayment
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Interest rate
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Total amount payable
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Loan amount
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Loan Term
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A loan of £7,500 over 5 years: rate of interest 6.9% (fixed), 6.9% APR Representative, monthly repayment of £147.44, total repayment of £8846.40
Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £244.09 per month with our maximum 34.9% APR Representative when you borrow £7,500 over 5 years*.
The maximum APR you could be offered when you borrow other loan values is 36.4%*. All loans are subject to status.
*Only for applications carried out directly via the Novuna Personal Finance website
Please enter a loan amount using the plus or minus keys or by typing into the field.
To make things a little easier for you to find the right loan amount and term, please note:
- The loan amount should be between £1,000 and £35,000 only
- You can borrow between £1,000-£7499.99 over a period of 2 to 5 years only (24 months to 60 months)
- You can borrow between £7,500-£25,000.99 over a period of 2 to 7 years only (24 months to 84 months)
- You can borrow between £25,001-£35,000 over a period of 4 to 5 years only (48 months to 60 months)
You can enter a loan amount using the plus and minus keys or by typing into the field
What is a leisure loan?
A leisure loan is a type of personal loan, specifically designed for leisure activities and life events. Spread the cost over a series of fixed-rate monthly repayments and enjoy stress-free adventures.
Leisure finance gives you the flexibility to buy what you want when you want it. Extend your budget to make your dreams come true — without compromise. Or you might simply want to start making memories right now, without worrying about dipping into your nest egg or waiting years to save up.
Discover the top ten reasons customers choose Novuna Personal Finance.
Looking for inspiration? Here’s how customers have used their leisure loan…
Cruising towards a dream holiday
Adrian and his wife used their travel loan to cruise the Norwegian Fjords, enjoying a spectacular trip they'll never forget.
With our help, they were able to make their travel dreams come true.
Read Adrian's storyYour leisure finance questions answered
- What are the benefits of a leisure loan?
- Am I eligible for a leisure loan?
- How do I apply for a leisure loan?
- What is a leisure loan calculator?
- How do I pay back my leisure loan?
What are the benefits of a leisure loan?
Here are just some of benefits of using a personal loan to fund your leisure activities or milestone events:
- Enjoy low-interest rates from 6.9% APR Representative (£7,500-£25,000)
- Fixed-rate interest means your repayments will be the same each month
- No need to put down a deposit
- Pay for all or just part of your purchase using a loan
- There are no upfront fees or hidden charges
- You can decide what you use your leisure loan for, from a fairytale wedding to a family holiday. Get the money upfront so you can be flexible when buying what you need
- You’ll own your boat, caravan, campervan or bike from the get-go. A personal loan effectively makes you a cash buyer
- Personal loans are unsecured, so your valuable assets won’t be repossessed if you fail to make your repayments on time
Am I eligible for a leisure loan?
Before applying for leisure finance, you should make sure you’re eligible.
- You need to be aged 21 or over
- You must have a bank or building society account
- You must be a permanent UK resident (and have been living in the UK for at least 3 years)
- You need to be in permanent paid employment, self-employed or retired with a pension (we’ll need to know your employment details and annual income)
- You need to have an income greater than £10,000
- You must have a good credit history
How do I apply for a leisure loan?
It’s quick and simple to apply for a leisure loan:
1. Make sure you’re eligible for a loan with us before you start the application process
2. Use our loan calculator to get a quote
3. Fill out our online application form, which takes just minutes to complete
4. Get an instant decision on your application
5. If accepted, complete and sign your online credit agreement
6. Receive the money you need in just two working days
What is a leisure loan calculator?
A leisure loan calculator gives you an idea of how much it could cost to borrow the money you need.
Look at how much it will cost each month and in total to borrow a specific amount of money or use your monthly budget to check how much you can afford to borrow and work out what length of term works best for you.
Once you've figured out how much you'd like to apply for, complete our online application form. It's designed to be quick and easy to fill out, and you'll receive an instant decision.
How do I pay back my leisure loan?
You’ll pay your leisure loan back in monthly instalments. As your interest rate will be fixed throughout the duration of your term, your monthly repayments will stay the same. After your first payment, you can even choose the date your repayments go out on.
Depending on the loan term you choose, you can pay the money back in just two years. You could choose to pay the loan back over a longer time frame, up to seven years, which will lower your monthly repayments (but remember you’ll pay more interest overall that way).
If you want to make overpayments or fancy settling your loan early, you can do this via your online account or app.
What do other customers think?
Helping our customers reach their goals means a lot to us, so we love hearing about our customers' experiences. Take a look at all our reviews, updated in real-time, 24 hours a day, to find out what customers have to say about us.